Can You Get Cash Back With Apple Pay? Complete Guide

Nov 08, 2022   |   5 min read

 

Can You Get Cash Back With Apple Pay? Complete Guide

 

Think about the last thing you bought with your credit card. It could have happened while you were drinking coffee or out to dinner with pals. Consumers may now swiftly and conveniently pay for goods and services thanks to Apple Pay. You might be thinking, "Can You Get Cash Back With Apple Pay?" Yes, it is the solution. The information below will tell you all you need to know about using Apple Pay to get cash back.

Apple Pay at a Glance

Apple Pay is the name of their mobile payment system. Similar to the way it did with the Apple Watch, Apple has named the service with the Apple symbol followed by "Pay," albeit it also goes by the name "Apple Pay." Since its introduction on October 20, 2014, Apple Pay has given users of iPhone, iPad, Mac, and Apple Watch devices worldwide the ability to utilize the NFC chips in their iPhones to pay for goods and services in retail venues.

On devices running iOS 10 or macOS Sierra or later, Apple Pay is available online, and users can complete one-tap transactions within apps that have integrated the Apple Pay API. Apple Pay is supported in iOS apps and online by a number of devices, including the iPhone 6 and later models, iPad Air 2 and later, iPad mini 3 and later, iPad Pro models, and Macs with Touch ID. All of these gadgets contain Touch ID or Face ID as well as an NFC controller, which houses the "Secure Element" of Apple Pay that guards user data.

Cashback With Apple Pay- In Detail

Can You Get Cash Back With Apple Pay?

Users of Apple Pay frequently have this question in mind. Cashback is available when using Apple Pay at merchant locations. The store must, first and foremost, accept Apple Pay as a form of payment. Simply ask the cashier to add the cashback to your overall transaction to receive it. Additionally, you can withdraw money from particular ATMs with Apple Pay. Apple Pay is the way of the future of payment processing. It is quick and easy, and using a credit card is not required.

The Apple Card offers a 2% return on all purchases, but it is only worthwhile if you only use Apple Pay. There will be an increase from 2 to 3% if something is bought from an Apple store and paid for with Apple Pay. Apple Pay is becoming the preferred method of payment for many users. It makes it simple for them to buy things, and unlike other websites, there are no hidden fees. You can also get cashback on a range of other transactions if your card is registered for their program.

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Where Can I Get Cash Back With Apple Pay?

To get the most out of Apple Pay and the features on your iPhone, subscribe to our free Tip of the Day Newsletter. Where may Apple Pay be used right now? Apple Pay is accepted at more than a million retail locations, including Albertson's, Safeway, Trader Joe's, Best Buy, McDonald's, and Walgreens. Finding the Apple Pay icons (seen below) and confirming with each business is the best line of action. There is more information on Apple.com.

Is it safe to use Apple Pay?

The safety of Apple Pay is of utmost importance to the company. If someone had to obtain your password or token, it would be impossible for them to obtain any personal information from them because the company promises that they never record or save card numbers on their system.

A token's data is encrypted, rendering it unintelligible to outsiders. It implies that even if they obtain the card information, they would be unable to access your hard-earned money or the personal information related to purchases made with Apple Pay. You can unwind and delight.

How much money can I make using Apple Pay Cash Back?

All purchases made with the Apple Pay Card and Apple Pay are eligible for 2% daily cashback for cardholders. Your Apple Wallet receives each cash-back payout. However, when you purchase anything from partner stores or Apple products, you can receive 3% cash back (instead of the usual two percent).

Some of Apple's partner stores include:

  • Ace Hardware
  • Exxon Mobil
  • Nike
  • T-Mobile
  • Uber Eats
  • Panera Bread
  • Walgreens
  • Duane Reade

Therefore, I advise using Apple Pay to receive the three percent cash back when purchasing Apple products or services. All purchases made on Apple.com, including those for subscription services like Apple Music and Apple TV+, are subject to this. If you want to use other credit cards to receive rewards, you might be able to tie them to your Apple Pay Card. You may be able to do this if you speak with your financial institution. You may get even more rewards and cash back when you eat out, buy gas, and shop for groceries.

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How does Apple Pay work at ATMs?

In order to use Apple Pay at ATMs and receive rewards, follow these instructions:

  • Prior to utilizing it, you must add your bank card and find an ATM that shows either the contactless symbol or their accreditation for the system.
  • However, you must first confirm them using your Apple mobile device or iPad's Face ID or Touch ID.
  • You must input the card pin when prompted once Apple Wallet has verified your debit card.
  • Now follow the remaining instructions on the ATM screen, just as you would when taking out cash with your debit cards.

Frequently Asked Questions

You can avoid touching buttons or exchanging money when making transactions if you use Apple Pay. In addition, every purchase you make with your Apple Card and Apple Pay earns you 2% Daily Cashback.

The answer is yes, but only if you purchase with a Discover Card and connect that Discover Card to your Apple Wallet while using Apple Pay at CVS.

In order to access your account and conduct a cardless cash withdrawal, you normally need to sign into the app. A different procedure might be used by your provider.

You could need credit card PINs if you wish to use ATM cash advances. Your PIN entry assists in confirming that you are the card's owner.